Deposit Products
Checking | Savings | Certificate of Deposit | IRA
Deposit Products > Checking
NOW Account
$200.00 minimum balance
Competitive interest rate
$10.00 monthly fee – waived if minimum balance of $200.00 is maintained, automatic payment on a Worthington Federal loan, or an ACH deposit of a Social Security Check
Unlimited transactions
VISA Debit Card available
No charge for Traveler’s Checks
Statement mailed monthly
Overdraft protection available
50 checks free with initial check order
Money Market Deposit Account
$2,500.00 minimum balance
Tiered interest rates
$10.00 monthly fee – waived if minimum balance of $2,500.00 is maintained
Limited Transactions
Limited check writing available
Statement is mailed monthly
Simple Checking
No minimum balance
No monthly fees
Unlimited transactions
VISA Debit Card available
No charge for Traveler’s Checks
Statement mailed monthly
Overdraft protection available
50 checks free with initial check order
Non-interest bearing
Budget (Small Business) Checking
No minimum balance
$3.00 monthly fee
$0.10 per item charge for each debit item
Unlimited transactions
VISA Debit Card available
No charge for Traveler’s Checks
Statement mailed monthly
Overdraft protection available
50 checks free with initial check order
Non-interest bearing
Deposit Products > Savings
Passbook Savings Account
$100.00 minimum balance
Competitive interest rate – credited quarterly to your account
Passbook is used to record transactions for your convenience and record
Statement Savings Account
$100.00 minimum balance
Competitive interest rate – credited monthly to your account
$1.00 monthly fee – waived if minimum balance is maintained
Statement is mailed monthly
Electronic deposits and withdrawals are allowed
Deposit Products > Certificates of Deposit
| 182 Day | - | 9 Month |
| 12 Month | - | 15 Month |
| 18 Month | - | 24 Month |
| 30 Month | - | 36 Month |
| 48 Month | - | 60 Month |
Interest on the 182 Day Certificate is paid at maturity while interest on all other certificates is compounded quarterly.
Deposit Products > Individual Retirement Accounts
Worthington Federal offers Traditional, Roth and SEP IRAs
| 12 Month | - | 15 Month |
| 18 Month | - | 24 Month |
| 30 Month | - | 36 Month |
| 48 Month | - | 60 Month |
