Deposit Products

Checking | Savings | Certificate of Deposit | IRA

Deposit Products > Checking

NOW Account

$200.00 minimum balance
Competitive interest rate
$10.00 monthly fee – waived if minimum balance of $200.00 is maintained, automatic payment on a Worthington Federal loan, or an ACH deposit of a Social Security Check
Unlimited transactions
VISA Photo Debit Card available
No charge for Traveler’s Checks
Statement mailed monthly
Overdraft protection available
50 checks free with initial check order

Money Market Deposit Account

$2,500.00 minimum balance
Tiered interest rates
$10.00 monthly fee – waived if minimum balance of $2,500.00 is maintained
Limited Transactions
Limited check writing available
Statement is mailed monthly

Simple Checking

No minimum balance
No monthly fees
Unlimited transactions
VISA Photo Debit Card available
No charge for Traveler’s Checks
Statement mailed monthly
Overdraft protection available
50 checks free with initial check order
Non-interest bearing

Budget (Small Business) Checking

No minimum balance
$3.00 monthly fee
$0.10 per item charge for each debit item
Unlimited transactions
VISA Photo Debit Card available
No charge for Traveler’s Checks
Statement mailed monthly
Overdraft protection available
50 checks free with initial check order
Non-interest bearing

Deposit Products > Savings

Passbook Savings Account

$100.00 minimum balance
Competitive interest rate – credited quarterly to your account
Passbook is used to record transactions for your convenience and record

Statement Savings Account

$100.00 minimum balance
Competitive interest rate – credited monthly to your account
$1.00 monthly fee – waived if minimum balance is maintained
Statement is mailed monthly
Electronic deposits and withdrawals are allowed

Deposit Products > Certificates of Deposit

182 Day - 9 Month
12 Month - 15 Month
18 Month - 24 Month
30 Month - 36 Month
48 Month - 60 Month

Interest on the 182 Day Certificate is paid at maturity while interest on all other certificates is compounded quarterly.

Deposit Products > Individual Retirement Accounts

Worthington Federal offers Traditional, Roth and SEP IRAs

12 Month - 15 Month
18 Month - 24 Month
30 Month - 36 Month
48 Month - 60 Month